How much does life insurance cost? The better question is can your family afford to not have life insurance? At the Most Insurance Agency we are truly passionate about protecting families and that begins with life insurance.
Life Insurance can seem like a pretty scary or morbid topic, but it really shouldn’t be. I recently explained in a super short video Life Insurance truly is love Insurance. I ask and answer the question, “why someone should get life insurance? If you love someone, you should get life insurance.” Until I got married I personally never really thought about life insurance, but once I was married I wanted to make sure that if I died my wife Jacqie would be taken care of, and even more now that we have adopted Hudson, if I was to die, I want them taken care of. I purchased enough to pay off our home, and to replace my income, so she didn’t have to worry about selling our house, and moving.
Most people who do not have life insurance assume it costs too much, but that is not the case at all. Even if you cannot afford a large life insurance policy something is better than nothing!
Recently I wrote a policy on a single father. He had a nine-year-old son and wanted to make sure the house was paid off, and he didn’t want his son to worry about how he was going to pay for his education. This father purchased a 20 year term life policy, which costs him only $15/month.
I also recently spoke to a single mom, who loves her family dearly, she is protecting them with three insurance policies. One on herself for $50,000 and one on each of her children protecting their future insurability. The cost for all three policies only $22/month total!
Life Insurance that is affordable isn’t for young parents and kids only. A $10,000 whole life policy on a 55-year-old woman who is fairly healthy only costs $22/month or a $25,000 whole life policy for a 65-year-old man who is fairly healthy costs $122/month. As you see life insurance isn’t as expensive as you probably thought, so talk to us today about getting life insurance in place for your family. Do not delay we do not know what tomorrow will bring.
Protecting your family begins with life insurance.
Life insurance truly is love insurance!
-Eric Most
